If you were in a car wreck and want to pursue compensation for injuries and damages, then you’ll probably find yourself speaking with an insurance company at some point. When you submit a car accident claim, the case will be assigned to an insurance adjuster agent. There is plenty of reason to be cautious when talking with an insurance adjuster, so consider the following insight before answering their questions or providing an official statement:
Insurance adjusters are professionals who have been trained to look into the reliability of a victim’s claims, assess who is liable, calculate claim value, and offer a settlement amount. However, many insurance adjusters will offer a settlement that barely covers the victim’s total losses. And many times, this is purposeful.
Since victims of personal injury accidents are often in need of money for medical bills and other expenses, they’ll accept the first amount without further negotiation. But, a victim may be owed so much more than what the initial settlement reflects. An insurance adjuster does not have the victim’s best interest in mind. In fact, an adjuster is going to do everything possible to prevent paying a costly settlement.
The insurance adjuster will look into the value of a claim by reviewing the factors and losses incurred, including pain and suffering, lost wages, and other adverse impacts from the accident. Along with these damages, an adjuster will examine the strength of the victim’s claims and their insurance policy limits. Many victims are entitled to receive compensation, but they just may not know it. Along with these damages, an adjuster will examine the strength of the victim’s claims and their insurance policy limits.
All in all, as a Car accident lawyer from The Lynch Law Group would suggest, those who have been hurt in a vehicle collision must be wary about their words when speaking with an insurance adjuster. Remember, the adjuster is not on your side, and it may be better to have your lawyer handle the conversation for you.