Your Options To Pay Medical Bills Before the Case Ends

Personal Injury Lawyer

If you are injured as a result of some else’s actions, you are entitled to have all your medical expenses compensated by that individual. If they do not willingly cover your expenses, you may have to file a lawsuit to get the compensation you are owed. While the case is ongoing, you may have trouble paying your medical bills, which can put you in a tight spot. Your personal injury lawyer will have advice on how you can make these payments while waiting for compensation. Unfortunately, no matter how you pay for your medical bills, you will be taking a risk on whether or not the case will go your way.

  1. Out of Pocket – The most straightforward option is to simply pay your medical bills out of your own pocket. Once the case is concluded, you may be completely compensated for your bills, so any savings you had to dig into will be returned.
  2. Insurance – While it may not be the most appealing option, your health insurance is another way you can pay for your medical bills. Unfortunately, this will usually result in your insurance rates increasing, and receiving compensation for the bills later may not be worth the extra amount you pay each month. If you have no other choice, however, this is an option to receive the treatment you need.
  3. Financing – You should always talk with the billing department of the hospital to learn what options you might have. It is not uncommon at all for healthcare providers to offer financing or a payment plan, which can allow you to pay for the medical bills while waiting for the case to conclude.
  4. Settling – One of the biggest reasons someone might accept a settlement offer is so he or she can pay for outstanding medical bills. A settlement is essentially an offer to end the lawsuit out of court and have the defendant pay the plaintiff directly. Many people see settling out of court as admitting defeat or letting the defendant off the hook. This is far from reality. It is nothing more than an agreement to save time and legal fees by ending the court case. You might receive slightly less than you would if the case concluded in court in exchange for receiving the money earlier. This may be necessary to pay for your medical bills. If you receive an offer, always discuss it with your lawyer before accepting or rejecting it.

No matter what your situation is, it is always a good idea to speak with a personal injury lawyer.

Source: Personal Injury Lawyer Deer Park, TX, John K. Zaid & Associates

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